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What does homeowners insurance really do? Learn how you’re protected


Your home is not only one of the biggest purchases you will make, it’s also your most valuable asset.

Although you can legally own a home without homeowners insurance, if you finance your home with a mortgage, your lender will almost always require you to have homeowners insurance.

Homeowners insurance protects your home from unforeseen circumstances including damage to your home as well as theft of personal property.

If you experience damages, you need an insurance agent who understands your needs and can settle your claims quickly.

The experienced agents at TW Group, Inc. provide quality service and affordable pricing.

Homeowner policies will differ on where you live, the valuables in the home and which coverage options you choose. A comprehensive plan will cover you financially if you have a loss due to fire, theft or other events, in addition to the event if someone is injured on your property.

Property coverage will pay for repairs to your home, garage or other buildings that are damaged. If you have a loss of valuables in your home such as jewelry or electronics, homeowners insurance can cover a loss of such valuables due to theft or damage.

Liability will cover the homeowner if there is a claim when someone is injured or their property is damaged. It can also cover medical expenses for someone other than the resident is injured on your property.

If you experience a complete loss of your home, you may need temporary housing or food. Living expenses are also covered by homeowner insurance policies.

TW Group, Inc., has the home insurance specialists that can tailor a specific package to your needs and risks and can quickly compare rates to ensure you don’t have any gaps in coverage down the road.

TW Group, Inc. : 850 N Cass Ave., Westmont IL 60559 : 630-737-0300 : www.twgroupinc.com