It seems everyone is talking about long-term care these days. Is this a result of a great marketing plan by politicians and the financial services industry? Hardly.
The consequences of aging have created a multitude of problems for American families that affect every generation. The problem is multiplied because too many people ignore the subject until only a few solutions are available.
"Preparing for the financial costs and burdens of aging is an essential part of retirement planning,” said Matt McCann, a leading expert on long-term care planning and LTC Insurance. “Many people know the costs of long-term care services are expensive. Too many fail to plan since they don't think it will happen to them, or they believe their family will be able to take care of them. This denial of reality results in stress and burden on family.”
McCann explains long-term care is really about dependency. The definition of dependency explains it all: The state of relying on or being controlled by someone or something else.
"We don't want to be dependent on anyone, much less a loved one. Advance planning reduces the dependence by putting you in control on how and where you will be cared for in the decades ahead," McCann said.
McCann says affordable Long-Term Care Insurance gives you control and independence. You will have the resources to pay for your choice of quality care in the setting you desire. Your family will then have time to be family.
The ideal time to plan is before you retire, preferably in your 40s or 50s when premiums are very affordable. McCann is licensed nationally and represents the major insurance companies. As a specialist he will match your age, health, family history, and other considerations to shop all the top companies to find you the best options at the best value. Since premiums can vary over 100 percent, he will save you money in the process.
McCann’s unique process allows an individual or couple to view his computer screen on their own computer while speaking to him on the phone. It’s an easy and pressure-free way to learn and compare all the options from all the companies.
McCann recommends several online resources to assist in your research. LTC News offers news and resources including an online guide to long-term care planning. This is available at https://www.ltcnews.com/resources/guides/the-ultimate-long-term-care-insurance-guide
The US Department of Health and Human Services has an official long-term care site: https://longtermcare.acl.gov/
Free Long-Term Care Insurance Quotes are available at: www.quoteonltc.com
McCann’s website also features extensive resource information.
McCann Insurance Services: 866.751.7957: www.mccannltc.net